Stay on top of your credit by opening a credit builder account with Cheese
Just pick a deposit amount, enable autopay, and Cheese takes care of the rest.
Your money is protected in a bank account. You will get your money back at the end of 12 or 24 months.
It won't hurt your credit score.
We only charge a fixed and low APR.
With credit monitoring, easily spot issues and stay on track to build your credit score.
Build credit while building savings, starting at $24 a month.*
Your money is secured and protected in a bank account.
Each on-time payment builds credit history with all three credit bureaus.
Your paid off loan unlocks your CD and you get the money back, minus interest.
Want to improve your credit to buy a home, qualify for a credit card or simply to prepare for the future? Cheese can help. Change of mind? Cancel anytime.*
Choose your desired deposit goal: $500, $1,000, or $2,000 – the freedom is yours!
Pick the payment history length that suits you best: 12 or 24 months.
Over 48,000 people have signed up to build credit with Cheese
We're here to help you build credit - Finally, an easy way to build credit.
Start Building My Credit